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Chapter 1 General Provisions
Article 1 (Purpose)
The purpose of these Terms and Conditions is to set out conditions for subscribing to and using internet services (“Service”) provided by Sinwoo S&F Co., Ltd. (hereinafter referred to as “we,” “us,” or “our”) and other relevant matters.

Article 2 (Definitions)
As used herein, the following terms shall have the following meanings.
① "Users" refers to members and non-members using the Service provided through our website.
② "Members" refers to those allowed to use the Service using their ID and password, by providing their personal information to us.
③ "A member’s ID" refers to a combination of letters and numerical figures selected by a member for his/her identification and his/her use of Service.
④ "A password" refers to a combination of letters and numerical figures selected by a member to protect his/her confidential information.
⑤ "Sinwoo S&F Family Site" refers to a website directly or indirectly operated by us on a membership basis. Matters concerning it are stated in Additional Rules 3.

Article 3 (Effectuation and amendment)
①These Terms and Conditions shall be effected upon our putting them up on our website or providing the information to members through a method available.
② In the event of an amendment to these Terms and Conditions, we will post a notice on the initial screen of our site, including the current Terms and Conditions, the effective date of the amendment, and the reason for the amendment. The notice will be posted seven days before the implementation and kept there until the day preceding the day of implementation, provided that an amendment deemed to be disadvantageous to members shall be put up with a grace period of at least 30 (thirty) days. In such a case, we will display a comparison table showing the “before” and “after,” so that members may understand it without difficulty.

Article 4 (Rules other than these Terms and Conditions)
①These Terms and Conditions shall go together with our information on how to use the Service.
② Matters not stipulated in these Terms and Conditions shall be governed by relevant laws.

Chapter 2 Signing a contract for using the Service
Article 5 (Validation of a contract for signing the Service)
① A contract for using the Service shall become valid when a customer clicks the “Consent” button provided in these Terms and Conditions, submits an application for the Service using the form we provide, and we accept the application.
② “Consent” stated in the prior ① includes consent to the use of information about small businesses and our support services for them provided by Sinwoo S&F Co., Ltd. Family Site and our site. However, for consent to terms and conditions in the Family Site applying to individual members, members may be required to go through a separate “consent” procedure when first using the Family Site.

Article 6 (Membership subscription)
① Customers wishing to use the Service shall sign up for a membership by filling out the form provided by us.
② Minors under 14 are not allowed to subscribe for a membership.

Article 7 (Protection and use of personal information)
We will do our best to protect members’ personal information, including information on their membership subscription under relevant laws. Relevant laws and our policy for protection of personal information will apply to matters concerning protection and use of members’ personal information.

Article 8 (Acceptance of application for using the Service)
① We accept customers’ application for using the Service per Article 6 hereof.
② What is stated in the foregoing ① will not apply in the following cases.
- False statement in the application
- An application running afoul of our regulations

Article 9 (Provision of members’ ID and change in ID, etc.)
① We let customers select their member ID per what are stipulated in these Terms and Conditions.
② A member wishing to change his/her ID shall withdraw his/her membership and follow the procedure for membership subscription anew.
③ With the member’s consent, a membership ID used here may also be used for the Sinwoo S&F Co., Ltd. Family Site.
④ Other matters concerning members’ management of and change in their personal information shall follow what is stipulated for each Service.

Chapter 3 Contracting parties’ obligations
Article 10 (Our obligations)
① We shall start providing the Service on the day designated by a customer for commencement of Service unless there is a particular reason not to.
② We shall operate a security system designed to protect personal information, put up our policy for personal information protection, and comply with it.
③ If a member's opinion or complaint is objectively deemed reasonable, we will take immediate action. If we expect it will take some time to address the issue, we will inform the member of the reason and the expected timeline for resolution.

Article 11 (Members’ obligations)
① In case of membership subscription or a change in a member’s personal information, everything shall be true and members shall use their real names. A member filling out the application form using false information shall forfeit any rights associated with his/her membership.
② Except where we assume responsibility per relevant laws and our personal information protection policy, a member shall be responsible for all consequences resulting from their careless or dishonest handling of their ID or password.
③ Members shall not infringe on our or a third party’s intellectual property rights.

Chapter 4 Using the Service
Article 12 (Service hours)
① We will provide the Service on a 24/7 basis, unless we experience an operational/technical problem. We may temporarily suspend the Service for regular system checkups or for the extension or replacement of facilities on specified days. We will inform users in advance through this site about the scheduled maintenance or upgrades.
② We may split up the Service as required and set available time for each of them. In this case, we will inform the members about the relevant details.
③ Where there is an inevitable reason such as an emergency checkup of the system or extension/replacement of facilities, we may stop providing the Service temporarily. Where there is a reason judged to be reasonable, including a need to adopt a completely new Service, we may stop providing the current Service completely.
④ We may not provide advance notice in the following cases: service stoppage due to reasons beyond our reasonable control (such as disk failures not caused by system manager’s negligence or willful misconduct; system malfunctions, etc.); or system stoppage due to the negligence or willful misconduct of a third party (such as a PC communication business or a common telecom business).

Article 13 (Homepage-related copyrights)
① Copyrights for all the content on our homepage shall belong to us unless there is an original author for a material put on on our homepage, in which case we will provide the relevant information.
②Copyrights for a material that a member posts on our homepage firsthand shall belong to the member. However, it shall be deemed that such a member allows us to use it for free on this site.
③ We prohibit third parties from using or citing any material that belongs to us on another website without our permission.

Article 14 (Management and deletion of materials put up on homepage)
① For the following types of materials posted on our homepage, we may delete them without notice, move them elsewhere, or refuse to accept them.
- Materials judged to violate these Terms and Conditions or to be commercial, illegal, obscene or vulgar
- Materials that may insult other members or third parties or that may tarnish their reputation.
- Materials designed to disturb public order, established social morals and good customs or materials linked to other sources feared to cause such results
-Materials encouraging illegal copying or hacking
- Commercial advertisements
- Materials judged to be associated with a crime
- Materials judged to infringe on rights including copyright of other members or third parties
- Materials judged to be in violation of the principle adopted by us
- Materials judged to be in violation of relevant laws
② A Service user shall take the whole responsibility resulting from his/her material put up on our homepage infringing on another person’s copyrights in terms of the Civil/Criminal Acts.

Chapter 5 Contract cancellation and restrictions on use of Service
Article 15 (Contract cancellation)
A member wishing to cancel the contract for using the Service may do so by using the “membership withdrawal” menu on Sinwoo S&F Co., Ltd. Family Site.

Article 16 (Restrictions on use of Service)
① We may place restrictions on a member’s use of Service if he/she is in violation of Article 11 hereof or falls in one the following categories:
- Committing an act that is in violation of a clause of these Terms and Condition
- Committing an act that stands in the way of the normal operation of the Service
② In accordance with the foregoing ①, we may impose temporary stoppage of using the Service or cancellation of the contract for using the Service on a member without a separate notice.

Article 17 (No collection of email addresses)
No member may collect other members’ email addresses or provide them to a third party either manually or using an email extractor.

Chapter 6 No complaints or claims
Article 18 (No complaints)
Should a lawsuit arise from a dispute related to the use of the Service, it shall be brought before the court having jurisdiction as stipulated in the Civil Procedure Act.

Article 19 (No claims accepted)
We provide the Service for free and thus we shall not be held responsible for any loss and/or damages associated with the information provided through it, unless it is caused by our negligence or willful misconduct.